About Our Complete Financial Services Firm

Sy Schnur CPA, PFS, BVAL, CVA (Business Valuer), Securities & Insurance Agents Associated, was established during December, 1965. Our goal has always been to provide unequaled value for the services we render. Our success is a testimonial to our commitment to quality & service. Our client base encompasses services throughout almost every industry including manufacturing; wholesale, retailing; real estate; construction; not for profit; numerous unions; etc. The diversity of our practice bolsters our reputation for technical expertise & client satisfaction.

As our profession continues to change we will always be, as we have in the past, on the cutting edge of technology.

Consisting of four CPA's and three support staff we are a small firm. This gives us the ability to deliver high quality professional services promptly. We try to meet clients as often as possible to see if we can find ways to improve client cash flows and bottom line.

Quality Peer Review

The State of New York and the American Institute of Certified Public Accountants require a triennial review of firm procedures by another CPA to determine that its reports, quality control procedures, library and professional education credits are up to mandated industry standards. We are proud to have received the top level of certification, an unqualified report without any comments, for our triennial review.

What Makes Our Firm Different From Other Firms?

We are a "One Stop" Professional Financial Services Firm.

1. We provide a fully computerized service including internet portals, bookkeeping, accounting & tax preparation.
   
   
2. We recommend, evaluate, set-up & install computer systems, networks & software. Sy Schnur has earned a TCEA in supporting Microsoft Windows and Networking.
   
   
3. We provide a complete financial planning service, which includes estate and retirement planning. We are fully familiar with all government, teachers & union plan options. Sy Schnur has earned a PFS License.
   
   
4. We will determine your casualty insurance loss & review commercial liability, business interruption, home owners, life, term, annuities, disabilities, major medical, Medicare options, nursing & home care insurance. We will recommend or reject insurance coverage's & suggest other cost-benefit options, as necessary.
   
   
5. We will work with you to set up proper pension planning for you. The available options are an IRA, SEP, 401K, Keogh (Money Purchase & or Profit Sharing), Target Benefit or Defined Benefit Pension Plans. Planning includes considering age weighting, employee group limitations, union etc. with overall objective of maximizing benefit & minimizing cost.
   
   
6. We will review your investment portfolio for proper diversification based upon your age, your objectives towards investments & attempt to maximize planning considering your other holding needs & family planning.
   
   
7. "Sandwich generation planning". We will work with you on College Funding & Medicare Funding to maximize funds available while retaining as much assets within the family group.
   
   
8. We will work with you to set up a partial or complete Estate Plan. As part of our consultation, we will work with both you & your heirs to maximize your total Family Wealth Preservation. Our function will consider your total assets (real prop., personal prop. & intangibles), health matters, and your true feelings in arriving at your individualized plan.
    
9. Our attorney will prepare your will and all trust documents including Medicaid & Living Trust, Family Limited Partnership, Irrevocable Life Insurance Trust, Personal Residence Trust, GRITS, GRATS & GRUTS (transfer int. / principal or appreciation only to future generation). All of the above reduce estate taxes. We will also prepare your health & Economic Powers of Attorney. 
   
   
10. We will also represent you as Trustee & Executor of your trust or estate to secure & or maximize your investment benefits & fund transfer to your heirs.
    
    
11. Finally, we will work with you towards a Business Valuation. This situation first arises when you are seeking to acquire a business. We will review the books & records including the cash records of the potential acquisition or merger target. We will advise you if we deem the purchase & price reasonable. We will also prepare a "Justification of Purchase" to determine if the price & terms are affordable by you. Sy Schnur is a Certified Business Valuer.
    
    We will also value your Business for Gift or Estate Taxes, Charitable Trusts, Buy-Sell Agreements, Financial Acquisitions, Strategic Acquisitions, Dissenting Stockholder Actions, Insurance Casualty Loss Amount, Claim Loss Amount, ESOP, Divorce Mediation (including Equitable Distribution, Community Property & GUADRO).
    
    Our firm computer determines NYS Child Support and allocates alimony to maximize benefit to both spouses.